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Trusted by 500+ MNCs and Global Teams
Insurtech of the year 2023–2024
Global Fintech Fest
6,000
Companies Covered
40
+
Including Unicorns
500+ MNCs covered | Including Fortune 500 companies | 79 claims NPS | 45-minute median pre-authorisation TAT | 120-minute cashless approval TAT
Why MNCs Choose Plum
Global standards, designed for India.
Global-ready admin
Manage India benefits from HQ. Digital dashboard, API integrations with Workday, Oracle, BambooHR, Darwinbox, and 30+ other HRIS platforms.
Claims your employees will actually praise
200+ in-house claims specialists. NPS of 79. Cashless approvals within 120 minutes. No TPA runaround, no HR intervention required.
Statutory compliance
ESI, gratuity, and the Code on Social Security 2020 (effective November 21, 2025) create layered obligations. Plum maps every threshold against your headcount and location mix.
Multi-city workforce coverage
Cashless access through our insurer partner network spans metros and Tier 2 cities. One policy, consistent cover, regardless of where your India teams sit.
Inclusive by design
LGBTQ+ partners, live-in partners, infertility treatment, gender-affirming care, surrogacy — the progressive coverage global teams expect, delivered locally.
One platform, not five vendors
Insurance, telehealth, EAP, mental health, OPD, and wellness — consolidated on a single Plum dashboard and employee app. No broken handoffs between vendors.
Coverage Architecture
Statutory and voluntary benefits, on one platform
India mandates statutory schemes. Global employees expect more. Plum administers both from a single dashboard.
Group health insurance
Sum insured from ₹15 to ₹20L per employee, family floater options, and OPD riders. Benchmarked against the median MNC policy in India.
Group term life insurance
Salary-linked cover with nominee management built into the employee app.
Group personal accident
Critical for field and travel-heavy roles. Covers accidental death, partial and total disability with employer-defined benefit multiples.
Super top-up insurance
Lets employees increase cover above the employer-funded sum insured, reducing the cost burden on your benefits budget.
Telehealth and mental health
Unlimited virtual consultations and structured mental health support, embedded in the Plum employee app. No separate vendor to manage.
What MNC Benefits in India Look Like
100% of MNCs in India now include LGBTQ+ and progressive benefits in their policies.
Median sum insured for global tech teams in India is ₹10L — well above the domestic benchmark.
57% of MNCs offer maternity limits of ₹1,25,000 or more.
See Where your India Benefits Stand
Your current plan, benchmarked
We benchmark your existing India coverage against 500+ MNC policies by sector, headcount, city mix, and grade. You see the gaps before renewal.
Claims performance that holds at scale
NPS of 79, sustained as claims volume grew 60x. Cashless discharge in 47 minutes. Reimbursements in 1.5 days against a 12-day industry benchmark. 500,000+ claims processed.
Renewal intelligence, not renewal surprises
We flag anomalies, benchmark renewal quotes against market rates, and identify where you're overpaying or underinsured. Before you sign, not after.
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STEP 1
Benchmarking
See how your India benefits stack up against global employer standards and local market leaders — using real data from our 500+ MNC client base.
STEP 2
Plan design
Customise coverage for different employee grades — from leadership to frontline — with group-specific configurations and insurer selection across our panel: ICICI Lombard, HDFC ERGO, Bajaj General Insurance, Star Health, Niva Bupa, Aditya Birla Health Insurance.
STEP 3
Smooth rollout
Digital enrolment from day one. Dedicated account manager. Leadership-level escalation available. Expert-led onboarding sessions for your India HR team.
Great Benefits Meet Great Outcomes
Employee Health Report 2025
Understanding the corporate Indian employee’s relationship with health and the workplace. Read here.
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State of Employee Benefits Report 2024
Insights into trends shaping enterprise and MNC benefits in India and beyond. Read here.
Case Study
WeWork India 86% claims CSAT
One of India’s most inclusive benefit plans, with a holistic digital and in-person health experience.
Testimonial
Zomato
Priti Shetty
Chief People and Culture Officer, WeWork India
“The difference is dramatic. We’ve seen reimbursement claims that have been stuck for over six months – and now with Plum, everything is settled within a week. With cashless, discharge is sometimes possible within 20 minutes. It’s unheard of.”
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India is complex. Your benefits experience doesn’t have to be.
Your global broker knows how to quote. Plum knows how to deliver. 500+ MNCs have already made the switch.
